Super-deduction capital allowance – Saving on Assets from 2021

The Chancellor introduced a new Super-deduction Capital Allowance in the March 2021 Spring Budget.

Super-deduction Capital Allowance

All (new) plant and machinery purchases (including commercial vehicles) will qualify for super-deduction capital allowance. This will allow you to offset 130% of the asset value against your taxable profit in that first year.

Example purchase:

  • Let’s say the value of the asset is £100,000
  • You can offset 130% (£130,000) against your taxable profit
  • At the current Corporation Tax rate (19%), this equates to a tax saving of £24,700
  • Sum: £100,000 x 130% x 19% = £24,700

This is a real incentive for you to commit to new investment. Moreover, this incentive runs from Thursday 1st April 2021 for two years. In addition to this, there is no limit on purchases, and it applies to HP, loans and cash transactions.

Annual Investment Allowance

Also included in the Spring 2022 Budget is a £1m AIA limit that businesses can utilise for (used) assets. This was previously only available until 31st December 2021, however it will now run until March 2023.

Example purchase:

The same principle applies as the example above, but with used asset purchases 100% can be offset against taxable profit, which on £100,000 equates to a tax saving of £19,000.

  • Sum: £100,000 x 100% x 19% = £19,000

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